Dental Financing
Chesterfield, MI
Devoted Dental Chesterfield offers flexible monthly payment plans through Cherry Financing and CareCredit, so quality dental care in Chesterfield, MI fits your budget.
Dental Financing in Chesterfield, MI at Devoted Dental Chesterfield
Cost shouldn't stand between you and the dental care you need. At Devoted Dental Chesterfield, we offer two financing partners — Cherry Financing and CareCredit — so you can spread the cost of treatment into manageable monthly payments. Cherry uses a soft credit check with true 0% APR options for qualified applicants, while CareCredit offers promotional 0% interest periods for larger purchases. Our Chesterfield team will help you compare both and pick the option that fits your situation.
Devoted Dental Chesterfield serves patients throughout Chesterfield and the surrounding communities of New Baltimore, Macomb Township, Chesterfield Township, and Richmond. As part of one of Metro Detroit's most sought-after communities, our Chesterfield office is committed to making high-quality dental care accessible for every patient regardless of insurance status or dental history.
Everything You Need to Know
Our Devoted team answers the most common questions about dental financing in Chesterfield, MI.
Cherry Financing — Apply in Under 60 Seconds
Cherry is one of Devoted Dental Group's preferred financing partners. It uses a soft credit check to determine your approval amount, which won't affect your credit score, and offers APRs ranging from 0% to 35.99% depending on your credit profile. Most applicants are approved for some form of financing, and treatment can start the same day.
We Also Accept CareCredit
CareCredit is a healthcare credit card offering promotional 0% interest for 6, 12, 18, or 24 months on qualifying purchases of $200 or more. Unlike Cherry, CareCredit requires a hard credit check, and its 0% promotional periods use deferred interest — if the balance isn't paid off in full by the end of the promotional period, interest is charged retroactively on the entire original purchase amount.
No Insurance Needed — Financing Works Either Way
Both Cherry and CareCredit are available whether or not you have dental insurance, and can be used alongside insurance to cover whatever your plan doesn't. Our Chesterfield front desk team will walk you through the numbers before any treatment begins, so there are no surprises.
Why Chesterfield Patients Choose Devoted Dental
At Devoted Dental Chesterfield, we believe every patient deserves high-quality, compassionate care regardless of insurance status or dental history. We serve Chesterfield and the surrounding Macomb County communities with the same level of care for every patient.
Common Questions About
Dental Financing
1Does Devoted Dental Chesterfield offer payment plans?
Yes. We offer flexible monthly payment plans through Cherry Financing, including 0% financing for qualified patients, plus CareCredit. Cherry approval takes under 60 seconds and you can start treatment the same day.
2Will applying for financing affect my credit score?
It depends on the option. Cherry uses a soft credit check that does not impact your credit score. CareCredit requires a hard credit check, which can have a small, temporary impact on your score.
3What's the difference between Cherry and CareCredit?
Cherry is an installment payment plan with a soft credit check and true 0% APR options. CareCredit is a healthcare credit card with a hard credit check, offering promotional 0% interest periods — but if the balance isn't paid in full by the end of the promotional period, interest is charged retroactively on the full original amount. We accept both, so you can choose whichever fits you.
4Do I need insurance to get financing?
No. Both Cherry and CareCredit are available whether or not you have dental insurance at Devoted Dental Chesterfield, and either can be used alongside insurance to cover your out-of-pocket costs.
Serving Chesterfield and Surrounding Macomb County Communities
Our Chesterfield office proudly serves patients from Chesterfield and the surrounding communities of New Baltimore, Macomb Township, Chesterfield Township, and Richmond. Whether you're searching for dental financing in Chesterfield, MI or simply looking for a trusted dental home in Macomb County, Devoted Dental Chesterfield is here for you with same-day appointments available, Medicaid accepted.